There’s good debt and bad debt and the difference lies in whether it helps or hurts the pursuit of our financial goals. Some debt can be seen as assisting one’s financial future: 1. Borrowing money to maximize retirement savings. 2. Loans with tax-deductible interest to earn investment income. 3. Borrowing to acquire an asset that […]

1.   As many as 85 percent of all people in the USA use a mortgage broker and we are catching up quickly here in Canada. 2.   I shop on your behalf for the best rates and products from over 50 different Banks, Credit Unions and Trust Companies. 3.   My services are free […]

If you are looking for a new home, be sure to get pre-approved. With a mortgage pre-approval, a licensed mortgage professional like myself can do a complete verification prior to sending you shopping for a home, and with that done, the dollar figure you are going shopping with is actually what you can spend. We […]

Purchasing a home is one of the biggest decisions most people ever make. At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. Ultimately, the decision is a personal choice, but it helps to look at the pros and cons of buying to […]

Before you begin searching for a home, it’s always helpful to think about your needs, both now and in the future. The following are some things to consider when you’re deciding which type of home to buy: • Location. Do you want to live in a city, town or in the countryside? How long will […]