20 Feb

Three Simple Tips For Paying Off Your Mortgage Faster

General

Posted by: Garry Grewal

Mortgages in Canada are typically amortized over 25 to 35 years. While this seems a long time, it does not have to take anyone that long to pay off their mortgage if they choose to do so in a shorter period of time. With a little bit of planning, and some sacrifice, most people can […]

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20 Jan

The Benefits of Mortgage Pre-Approval

General

Posted by: Garry Grewal

If you are looking for a new home, be sure to get pre-approved. With a mortgage pre-approval, a licensed mortgage professional like myself can do a complete verification prior to sending you shopping for a home, and with that done, the dollar figure you are going shopping with is actually what you can spend. We […]

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20 Dec

“Good Debt” versus “Bad Debt”

General

Posted by: Garry Grewal

There’s good debt and bad debt and the difference lies in whether it helps or hurts the pursuit of our financial goals. Some debt can be seen as assisting one’s financial future: 1. Borrowing money to maximize retirement savings. 2. Loans with tax-deductible interest to earn investment income. 3. Borrowing to acquire an asset that […]

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20 Nov

Essential Facts You Should Know About Me And My Services

General

Posted by: Garry Grewal

1.   As many as 85 percent of all people in the USA use a mortgage broker and we are catching up quickly here in Canada. 2.   I shop on your behalf for the best rates and products from over 50 different Banks, Credit Unions and Trust Companies. 3.   My services are free […]

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